Terms and Conditions

Last updated: July 2025

  1. Introduction
    Welcome to Rupyaka.com (“we,” “us,” “our”). These Terms and Conditions (“Terms”) govern your use of our website and services (“Service”). By accessing or using our Site, you agree to be legally bound by these Terms.
  2. Eligibility
    You must be at least 18 years old or the age of majority in your jurisdiction to use this Service. By using our Site, you represent that you meet this requirement.
  3. Account Registration
  • You may need to register for an account to access certain features.
  • You agree to provide accurate, current, and complete information and keep it updated.
  • You are responsible for your account security and all activities under it.
  1. Use of Service
  • You may use the Site only for lawful purposes and in compliance with these Terms.
  • You shall not misuse the Site—for example, by transmitting harmful code or data, interfering with the Site’s operation, or infringing others’ rights.
  1. Content
  • The content on this Site is owned by or licensed to us. You may view and download materials for personal, non-commercial use only.
  • All rights remain with us or our licensors.
  • You may not reproduce, distribute, modify, or create derivative works without our express written consent.
  1. User-Generated Content
  • If you submit content (comments, posts, etc.), you grant us a perpetual, worldwide, royalty-free license to use, modify, and distribute it.
  • You represent that you own or have the rights to grant this license.
  1. Payments & Refunds
    If you purchase any paid services or products:
  • Prices are as listed on the Site and may include applicable taxes.
  • Payments are processed securely via third-party providers.
  1. Subscriptions
  • If we offer subscriptions, they will renew automatically until canceled.
  • You are responsible for keeping payment information up to date.
  • Cancellation of subscription follows the process outlined in our Subscription Policy.
  1. Privacy
    Your use of the Site is also governed by our Privacy Policy. Please review it carefully to understand our practices.
  2. Third-Party Links & Services
  • Our Site may include links to third-party websites or services that are not owned or controlled by us.
  • We assume no responsibility for their content, privacy policies, or practices.
  1. Disclaimers
  • The Service and content are provided “as is” and “as available.”
  • We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.
  • We do not guarantee uninterrupted or error-free Service or that defects will be corrected.
  1. Limitation of Liability
    To the maximum extent permitted by law, we will not be liable for:
  • Any indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use the Service, even if foreseen.
  • Our aggregate liability for any direct damages will not exceed the amounts you have paid to us in the prior 12 months.
  1. Indemnification
    You agree to indemnify and hold us harmless from and against any claims, losses, liabilities, damages, expenses, or costs (including legal fees) arising from your use of the Site or violation of these Terms.
  2. Governing Law & Dispute Resolution
  • These Terms are governed by the laws of [Your State/Country], excluding its conflict-of-law rules.
  • Any dispute will be resolved through binding arbitration in [City, State/Country], unless local law requires otherwise.
  1. Changes to Terms
  • We may update these Terms at any time by posting the revised version on our Site.
  • Your continued use after the update indicates acceptance.
  • We will highlight material changes—so please review them regularly.
  1. Termination
  • We may suspend or terminate your access if you violate these Terms or engage in prohibited behavior.
  • Upon termination, all provisions that should survive (e.g., ownership, disclaimers, indemnity, limitation of liability) will remain in effect.
  1. Contact Information
    If you have any questions or concerns about these Terms, please contact us at:
    Email: infosialkoti@gmail.com
    Address: First floor Hardhian Singh Road, Karol Bagh, New Delhi
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